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Do I Need COR?

It’s a question that we get asked a lot. You need to be COR Certified if you want to be able to bid on government tenders come January 2014, or if another prime contractor or owner demands it as a pre-qualification to work on their project. It is NOT a legal requirement. With that said, you may want to consider COR certification for the following reasons:National Cor Standard

  • It is becoming a competitive advantage where prime contractors and project owners understand their Workplace Safety and Health obligations and liabilities. If you are COR certified and your competitor is not, you are more likely to be given the work as you are seen as a better risk. COR is considered an industry standard and is becoming more frequently used as a pre-qualification and/or a condition of contract by companies in both the private and public sector. Click Here to see the New Province of MB Tender Requirements.
  • If you employ any number of workers, then you are required to comply with the MB Workplace Safety and Health Act and Regulations; a COR Safety Program provides you with the framework to be in compliance and meet your legal Safety and Health obligations.
  • In our experience, business owners not in compliance with safety laws tend to lose a lot of money, lose important relationships and their businesses do not grow as easily.

Learn more by attending one of our FREE webinars or workshops!

Free 1 Hour Webinar:

Thursday May 9 @ 1:00PM Click to Register

Tuesday May 28, 2013 @ 1:00PM Click to Register

Live Workshop:

Wednesday May 8, 2013 – 6:00PM – 9:00PM – Click to Register

 

What's your Safety Profit Score?

At 1Life, we are safety consultants for entrepreneurs. We created The Safety Profit Program™.   The program helps you increase your profits by becoming compliant with safety regulations.   We start by using a special measurement tool we created called The Safety Profit Index™. We have two choices for our clients: basic and advanced. For the basic, we can help you create or evaluate your safety manual and program.  Of course, you can get this basic service from other companies and advisors.  However, the advanced program we created, The Safety Profit Program, takes everything to a much higher level, and is only available from us.

We realize, however, that the advanced program is not for everyone.  It is for successful business owners who are profit-driven, forward-thinking, open to new ideas, and want to be compliant with safety regulations.  They are also coachable, good implementers, and good delegators. If you are someone like that, you might be interested in this advanced program. We created this program based on our experience working with hundreds of companies.  We have learned that many business owners get into trouble because they are not compliant with safety regulations.  As a result, they often lose a lot of money, they lose important relationships, and their business doesn’t grow. However, if you develop and implement a system to be compliant with safety regulations, you will achieve a much better result.  You will be in a better position make more money, protect and build important relationships and build your business.

That’s why we are recommending you do three things:

1. Honestly assess your current level of compliance;

 

2. Create a plan to become compliant with safety laws; and

 

3. Develop a system to continually improve and maintain your compliance.

If you would like help with these steps, and would like to get started, we offer a free starter session.  During this session, we will use our Safety Profit Index™ to help you assess your current level of compliance.  We will then work together to decide what you need to do to increase your level of compliance.

To learn more about this special program, call 1Life Workplace Safety & Health at 1-866-231-5433

 

OR Register for an upcoming Webinar:

 

Avoid the Ostrich Syndrome; Start by learning YOUR Safety-Profit Score

 

Thursday April 11 @ 9:00 AM CST  – CLICK TO REGISTER

 

Thursday May 2 @ 1:00 PM CST – CLICK TO REGISTER

Are you a Prime Contractor and Don’t Know it?

Did you know that you are a Prime Contractor when:

  • you are installing, modifying, repairing or removing  any equipment or machinery in your business and;
  • the project involves more than one employer or self employed person and:
  • your organization does not contract with someone else to coordinate and manage work on the construction project.

Prime Contractor duties under The Mb WSH Act include, but are not limited to:

  • setting up an effective system to ensure everyone involved in work on the project meets their legal safety and health obligations (i.e. prequalification and monitoring of sub contractors);
  • coordinating, organizing and monitoring work on the project to ensure reasonable and practicable precautions are in place to effectively control safety and health hazards;
  • coordinating the safety and health programs of contracted employers;
  • conducting pre-construction meetings and regular inspections on site between the sub contractor(s) and your organization where the following is discussed:

-all known and potential hazards are identified and communicated to all who are working on the project; -the plan that  the sub contractor(s) and/or your organization will develop to control or eliminate the identified hazards Ensure a sign is erected that states the name of the of the prime contractor, the name of who can be contacted about Safety and Health matters at the site, the location of first aid service and the name(s) of the Workplace Safety and Health representative(s).

Download the full hazard alert to share & post in your workplace!

REMEMBER: If your evaluation of sub-contractors wasn’t documented, it didn’t happen.

Want to simplify your contractor evaluation process?

 

Try myContractorManager.ca for FREE

 

155 MB Companies Issued Stop Work Orders in 8 Month Period

What would it Cost Your Business to Be Shut Down For a Day?  A Week? Between April 12 and November 1, 2012 the Manitoba Workplace Safety and Health Division issued 155 STOP WORK ORDERS. That’s an average of 20 companies per month! Did you know?Enforcement Order

*If you are issued a Stop Work Order in all or part of your company, your workers must still be paid

*For the purposes of enforcing the WSH Act, and where in his/her opinion and situation is deemed dangerous, powers of Safety and Health officers include:

  • * Enter any place or premises without warning or warrant where workers or self employed persons are working
  • * Examine and investigate the premises, including taking photographs, samples and tests to determine safety and health hazards
  • * Require equipment to demonstrated and or be removed to a location designated by the director
  • * Take possession and detain it for as long as is deemed necessary
  • * Require workers to attend an interview and to provide verbal or written answers to questions asked by the officer
  • * Issue a Stop Work Order in all or part of a workplace and that all or part of the workplace be vacated

The most common Stop Work Orders were issued for:

Fall Protection / Working at Heights 69
Power Tools 14
Heavy Equipment 10
Inadequate measures involving excavation 9
Inadequate measures involving electrical work 7
Suspended/Elevated work platforms 6
Scaffolding 5
Improper Ladder Use 4

Click Here to view these orders on the SafeWork Website Other Stop Work orders were issued lack of machine guards, spray booths, auto hoists, lack of safe work procedures and inadequate personal protective equipment. Top 5 Tips to Avoid Stop Work Orders

  1. Establish standards (aka Safe Work Procedures) in writing for all critical tasks.
  2. Train workers on the standards in a manner that they understand the “WHY” and buy in
  3. Make it clear that following the standards is a condition of work.  Communicate that as a business owner you have the right to avoid business interruption that the well being of your workers is very important.
  4. Hold supervisors accountable to enforce established standards on a consistent basis.
  5. If there are safety problems, it is because the behaviors producing the problems are being reinforced. Managers and supervisors change worker behaviors by their own action or inaction

Businesses that are not compliant with safety laws lose a lot of money, lose important relationships, and as a result their business don’t grow. Contact us for a free no obligation consultation to find out where your business rates on the Safety Profit Index™. (The Safety Profit Index™ is a special program created by 1Life for profit driven entrepreneurs)

 

Did you Know that Insurance Coverage is Related to Your Safety Record?

Insurance companies must look at a number of issues in order to provide their best rates and conditions of insurance for building professionals (builders, owners, designers, contractors and construction project managers). Factors Impacting Insurance Policy Costs

  • The base rate is assigned on the basis of the general industry experience or ‘loss history’ for that specific province or area of the province, as well as the specific location, type of construction, and intended use and size of the completed building.
  • The greater the Insurer’s comfort level that the risk is “above average” in terms of safety, and that the Insured is experienced, knowledgeable, cooperative, safety-conscious and will take all necessary steps to prevent or minimize losses the better the rate and the coverage provided.

COR Certification (or any other formal Safety Management System) and Third Party Liability Third Party Liability is the most common and important type of liability insurance. The primary basis of coverage pertains to: Bodily Injury and Property Damage (BI&PD). In other words the Third Party must have sustained either or both of these type damages in order to trigger the policy protection afforded to the Insured.

  • Because COR Certification is a form of quality management with detailed documentation of safety and risk management performance:
    • It is much easier for the Insurance Company to defend the insured.
    • It is much harder for the prosecuting attorney to successfully sue.
    • Settlement amounts are more likely to be reduced

CASE STUDY:  A Manitoba Company with a poor safety record and claims history found themselves unable to obtain insurance. Their insurance agent through much persistence eventually found a company willing to underwrite an insurance policy, but the insurance was conditional.  The company was required to do 25 things including implementation of:

  • an equipment maintenance and inspection program
  • a housekeeping program
  • an inspection program
  • a prescribed number of retraining hours for employees each year

The owner felt that this would cost him so much money that it would put him out of business. The insurer followed up 4 times in the following 3 months to ensure that the requirements were being met.  Sometime later the owner reported to the insurance company that this was the best thing that ever happened to him:

  • productivity increased 30%
  • they were able to do more, quicker and better
  • machines where not breaking down
  • employees were happier, had less accidents, were more productive
  • retention of employees increased

In our experience we find Companies who follow good Workplace Safety & Health standards and seek to become COR certified normally are surprised by the increase in bottom line profit even having considered the expense necessary to be COR certified. Proper workplace habits reap many benefits - increased productivity, less time lost to minor and major accidents, greatly improved efficiency, happier employees, improved insurance coverage including costs to insure, deductible costs and form of coverage, better worker compensation rates and quicker job turnaround. COR Certification will reduce insurance rates by approximately 10 – 40%. Ken Feasey-  Senior Partner, Ranger Insurance

Do you need help achieving COR Certification or developing your safety plan? Non Compliance with Safety Requirements means risk to your profits, your important relationships and your business. Contact 1Life for a FREE no obligation consultation today!